hi
i am assusming that the central heating is working ok
it sounds like you have a system boiler, which uses the heat from the central heating to heat the water, it sounds like you might have a problem with the diverter valve/switch and one way to find out is switch the hot water on and see if it heats up the rads, as could be stuck open, if this works you will need to get a plumber in to repalce the part,
darren
February 2009