the rear handbrake is usually the problem ,generally requiring new cables every year .unfortunately adjusting the rears is a pain,due to accessing and actually adjusting the brakes..you may find the pads are just glazed try roughing them up a bit with a hacksaw blade and give the discs a clean with emery paper
am just glad the LF did away with hydraulics and drums ..very rare to get issues at MOT with LF brakes
norb
December 2011